Data & software consultancy

Reliable data.
Better decisions.

We build governed data platforms and quantitative software for decisions that matter— with particular depth in lending, credit risk, and financial services.

Credit & lending depth Strategy to production Governed by design

What we do

Data and software for
decisions with real stakes.

From source-of-truth data to production quantitative tools, we bridge analytics, engineering, and business context without losing sight of the decision.

01

Data platforms & analytics

Governed foundations that turn scattered data into a dependable operating asset.

  • Modern data stack architecture
  • Semantic layers & metrics
  • Data quality & observability
02

Decision systems

Quantitative models transformed into tested, maintainable tools people can use.

  • Pricing & optimization engines
  • Risk models & scenario tools
  • Python applications & APIs
03

Strategy & modernization

Clear-eyed guidance for replacing fragile workflows and scaling what works.

  • Platform & vendor evaluation
  • Legacy analytics modernization
  • Architecture & delivery roadmaps

How we work

Senior expertise.
Serious leverage.

Work stays close to experienced technical leadership that can move from executive priorities to data models, APIs, and production code without losing the thread.

Work with us
  1. 01

    Understand the terrain

    We get close to the problem, the people, and the constraints before prescribing a solution.

  2. 02

    Make the path clear

    We turn ambiguity into a practical plan with visible tradeoffs and measurable progress.

  3. 03

    Build for the long run

    We deliver maintainable systems, useful documentation, and knowledge your team keeps.

Why Cristata

Domain depth.
Technical range.

Cristata brings nine years of hands-on experience across lending, credit risk, capital markets, and analytics engineering.

That experience includes source-of-truth data models, governed pricing platforms, constrained optimization engines, fraud detection pipelines, and executive analytics for a consumer lending portfolio with more than $10 billion in originations. Cristata also builds and maintains credkit, a credit analytics product with an open-source modeling library at its core.

9 yearsData, analytics & credit
$10B+Portfolio-scale experience
credkitProduct + open source

Have a challenge in mind?

Let’s make it
work beautifully.

hello@cristata.tech